FAQ'S

Frequently Ask Question

Can anyone apply for a loan?

Yes if you are over 18 years and working full time. We check all our application forms very thoroughly and if there is a problem we will contact you. In the meantime, simply apply online and we can go from there together.

Can Autobeat Help me find a car?

Autobeat Broker can connect you with a large number of dealerships around the country who have access to great deals on a broad range of new and used vehicles. Speak to one of our friendly loan consultants if you want help finding for your next new or used vehicle.

Can I buy a car privately or can I only buy from a dealer?

Yes, we are able to finance private car purchases.

Can I finance an imported car?

Yes you can.

Can I get pre-approval before purchasing?

Yes we can definitely organise a pre approval for you.

Can I pay the loan out early?

Yes, with all our loans you can pay them off early. However depending on who you finance your loan with, there may be an early termination fee payable.

Can I Trust Autobeat Broker?

We think so (obviously) - but you don’t have to take our word for it. Loads of our customers do too, which is why we’re rated Excellent on Google Reviews. The Australian government also trusts us - which is why we’re an Authorized Credit Representative under an Australian Credit License. This means we’re legally bound by ASIC to follow strict compliance rules.

Does applying for quotes with Autobeat Broker impact my credit score?

No. Getting your rates with Autobeat Broker doesn't impact your credit score. ‍ Only once you've chosen your preferred lender, submitted your final application to us, have been vetted by the Autobeat Broker team and provided consent will your application be shared with your chosen lender and a full credit report run. This way we make sure you don’t have unnecessary credit enquiries on your file - only once we know you have a high chance of approval and you are happy to proceed do we give lenders authority to run the required credit checks!

How can I find out the payout figure?

Give us a call and we can advise you of your payout figure.

How Do I Get My Quote?

Follow a few simple online steps to provide us with your basic details and you'll instantly gain access to your best quotes from our lender panel. Autobeat Broker platform automatically checks your profile against our lender partners’ criteria to see which loans you're likely to qualify for, and at what interest rate. These rates are tailored to your personal profile, not just the generic starting rates you’ll see elsewhere that change just before you sign the contract.

How is the interest calculated?

Interest is calculated daily

How long does it take to get approved?

We can usually get you an approval within 2 hours

I am in Australia on an overseas visa – can I apply for a car loan?

If you are living and working in Australia on a 457 Visa, you can apply for a car loan through Best Loans. Please note that the term of your loan does need to end before the expiry of your visa.

I have an international or overseas Drivers licence – can I apply for a car loan?

This can depend on the visa/PR conditions individual to you. Please call us to discuss your eligibility.

Is Autobeat Broker a Lender?

Autobeat Broker's mission is to help you navigate existing lenders in the market. There’s already so many lenders out there, we thought adding another name to the list wouldn’t help. This means we don’t have any incentive to steer you down the wrong path.

Is the interest rate fixed or variable?

The interest rate is fixed.

What happens now that my loan has been approved?

We’ll need to organize a time for you to sign the documents with us, and then – usually within 24hrs – you can pick up your new car.

What is Autobeat Broker

We’re a digital car loan platform that matches consumers with lenders. In plain English, that means we help you navigate the long list of Australian car loan lenders so that you can find the best rate based on your personal situation. ‍ We work with lenders all day everyday, so you don’t have to. This means we can give you personalised rates from multiple lenders all in one place. It also means no threat of hidden fees or an interest rate that changes just before you sign the contract.

What is the interest rate going to be?

The interest rate applicable on the loan is dependent on the strength of the applicant.

When do I make my first payment?

Usually it is a month after the settlement date. This depends on the finance company as there are some instances where we may be able to choose your first payment date.

Need any help!

Contact us

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